Week 5: Task 3
- Due May 7, 2021 at 11:59pm
- Points 4
- Questions 2
- Available until May 26, 2021 at 11:59pm
- Time Limit None
Instructions
Retrieve your free credit record from one of the three credit agencies. Use this link. This is ABSOLUTELY FREE. There will be web sites that will trick you into paying. Not this one
https://www.annualcreditreport.com/index.action
You are legally entitled to ONE FREE credit report EVERY YEAR from EACH of the three big credit agencies (credit bureaus): Equifax, Experian, TransUnion. To get your report you will have to identify yourself and they will give you your file that you can download and save. Look at it. Do you see any errors? Credit reports often have errors and they can have serious consequences for you.
I want to make it clear: I am not interested in your credit history. I just want to you to look at yours and prove to me that you did.
Here is an excellent explanation of credit scores by John Oliver. He is both very smart and very funny:
https://www.youtube.com/watch?v=aRrDsbUdY_k